About Prosper Loans

Borrow with confidence, backed by people who care.

Prosper Loans is a non-traditional lender focused on delivering fast, fair personal loans from $2,000 to $10,000 with a simple 10% APR.

Our mission

Make personal lending accessible, transparent, and supportive

We built Prosper Loans to give borrowers a straightforward path to the funding they need without confusing fine print. From application to deposit, a dedicated lending specialist keeps you informed and on track.

  • Loans from $2,000 to $10,000 with a flat 10% APR and no hidden fees.
  • Same-day application review with next-business-day funding for approved borrowers.
  • Guidance for every credit profile, including customers rebuilding their score.
Prosper Loans team reviewing applications
What we believe

Respectful lending that keeps you in control

Every borrower deserves clarity and kindness. We take the time to understand your situation, explain every option, and celebrate your progress.

Same-day answers

Our digital application and underwriting workflow deliver fast decisions without sacrificing accuracy.

Flexible use of funds

Consolidate debt, cover medical bills, repair your home, or finance an opportunity with confidence.

Real people, real support

Dedicated specialists guide you through documentation, timelines, and repayment so you never feel alone.

Our borrower promise

We champion speed, honesty, and security

Prosper Loans combines leading technology with rigorous safeguards to keep your information safe and your experience simple.

  • Fast funding

    Approved loans are deposited as soon as the next business day, helping you move quickly.

  • Transparent pricing

    Flat-rate pricing means you always know what you owe and when payments are due.

  • Secure systems

    We encrypt sensitive information and maintain strict access controls across our platform.

  • Continuous support

    From application through payoff, our team is ready with answers, reminders, and encouragement.

Let's get your loan moving

Start an application or talk with a Prosper Loans specialist about the funding amount that fits your budget.

Start your application Connect with our team

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